What is Affordable Casco?

 

Affordable Casco is an affordable and practical insurance solution that protects your vehicle with standard comprehensive insurance coverage. In addition to basic risks such as collision, theft, natural disasters, and fire, it also protects your vehicle with roadside assistance and 24/7 assistance services offered by HDI Participation.

Ekonomik Kasko Sigortası Nedir?

Affordable Casco protects your vehicle against collision, theft, fire, and natural disasters at an affordable price. It offers a safe and practical solution with roadside assistance and 24/7 assistance services provided by HDI Participation.

Collision and Impact Coverage

Theft or Fire of the Vehicle

Earthquake and Natural Disasters

Strike, Lockout, Riots, Civil Commotion, and Terrorism

Flood and Water Damage

Unauthorized Towing and Towing Costs

Assessment of Value

Rodent Control Instruction

Optional Financial Liability

Legal Protection

Seat Personal Accident Insurance

Non-Fire Damage Caused by Contact with Cigarettes and Similar Substances

24/7 Roadside Assistance

International Coverage

HDI Participation Mini Repair Coverage

Accessory Coverage

Personal Belongings Coverage

Turnkey Coverage

Affordable Casco protects your vehicle against collision, theft, fire, and natural disasters at an affordable price. It offers a safe and practical solution with roadside assistance and 24/7 assistance services provided by HDI Participation.

Replacement Vehicle Option

Uninterrupted transportation with 7 or 14-day replacement vehicle options while your vehicle is in service.

No-Claim Bonus

If your vehicle repair is carried out at Rapid Support Services, your no-claim bonus is protected in case of a single claim.

Rapid Support Service Repair Guarantee

Services provided at Rapid Support Services are covered by a 2-year HDI Participation Insurance repair guarantee.

Use of Original Parts

If parts need to be replaced at Rapid Support Services, original parts are preferred.

Key Loss Limit

In case of loss or theft of vehicle  keys; costs for key copying, alarm/immobilizer coding, or ignition set replacement are covered within the policy limits.

Check-Up Service

After repairs, a check-up is performed by Rapid Support Services, directed by the Rapid Support Station, covering the following checks: Engine check, Interior check, Underbody check (e.g., oil leaks), General checks (e.g., inspection report), Tire condition.

Extensive Service Network

Thanks to our nationwide network of Rapid Support Services/Stations, quality repairs and high customer satisfaction are ensured. You can reach our Rapid Support Services here.

Valet Service (Valid in Istanbul Only)

We bring vehicles that are not roadworthy after an accident to our Rapid Support Stations with our free valet service.

Advantages of Affordable Casco

24/7 Support

With our 24/7 Easy Line at 0850 222 7 434, you can reach us in seconds whenever you want and complete all your transactions.

Instant Purchase

Getting your insurance takes only a few minutes. You can purchase your policy immediately by calling 0850 222 7 434, which offers 24/7 service.

180+ Rapid Support Services

1800+ Authorized Service Centers in case of damage, 200+ Rapid Support Services within HDI, and 6+ Rapid Support Stations.

Frequently Asked Questions

What is Affordable Casco?

Affordable Casco is a comprehensive insurance product offered at an affordable premium, provided your vehicle repairs are carried out at Fast Support Services and authorized private service centers. It provides both basic comprehensive insurance coverage and is designed as a budget-friendly option.

What are the Coverages of Affordable Casco?

  • Collision
  • Theft
  • Strikes
  • Lockouts
  • Riots
  • Civil Disturbances and Terrorism
  • Floods
  • Earthquakes and Natural Disasters
  • Vehicle Fire
  • Unauthorized Towing and Towing Damages
  • Key Loss, Gains of Value
  • Rodent Coverage
  • Optional Liability
  • Legal Protection
  • Passenger Personal Accident
  • Non-Fire Damages Caused by Contact with Cigarettes and Similar Substances
  • 24/7 Roadside Assistance
  • International Coverage
  • HDI Participation Mini Repair Service
  • Accessory Coverage
  • Personal Belongings Coverage
  • Turnkey Coverage
     

Which Vehicles is Affordable Casco Suitable For?

Affordable Casco is designed for cars and light commercial vehicles. It is not offered for electric or hybrid vehicles.

Which Service Centers Can I Go To with Affordable Casco?

Damages covered under Affordable Casco are handled through HDI Participation Insurance Rapid Support Services or contracted private service centers.

How Can I Find Rapid Support Services (RSS)?

To find the nearest Rapid Support Services (RSS), you can call our Easy Line at 0850 222 7 434 or click here.

What are the Advantages of Affordable Casco?

Affordable Casco offers many advantages for your vehicle: no-claims protection in the event of a single claim, 100% repair guarantee, use of original parts, check-up service, and valet service are just a few.

How is the damage payment handled if I have repairs done at a different service center than a RSS?

In the event of damage, a 50% deductible applies if the damaged vehicle is repaired at an authorized service center other than an RSS, and a 40% deductible applies if it is repaired at a private service center.

How are Damage Claims Made in Provinces Without a Rapid Support Service (RSS)?

If there is no Rapid Support Service (RSS) or Rapid Support Station in the province where the damage occurred, no deductible applies to repairs performed at a contracted private service center, as directed with business unit approval.

Does glass damage affect the no-claims discount in Affordable Casco?

If glass damage occurs once during the policy period and is repaired at our contracted glass service centers, it does not affect the no-claims discount.

 

If the glass is replaced outside of our contracted glass service centers, only the contracted service fee is paid without any deductible.

 

Original glass coverage for vehicles aged 1-3 years can be added to policies as an option. 

 

You can find information about our contracted glass service centers at www.hdikatilimsigorta.com.tr or by calling our HDI Participation Insurance Easy Line at 0850 222 7 434.

Can I get accessory coverage in addition to Affordable Casco?

Yes, accessory coverage is available.

Does Mini Repair Service affect the no-claims discount level?

Damages that do not involve replacement of spare parts are considered 'Mini Repairs'. Repairs under this coverage are carried out at repair (HDS) service centers within the 'HDI Participation Insurance Mini Repair Service Network'. Our policyholders will not lose their no-claims bonus if they have their 'Mini Repair' damages repaired at these service centers."

Customer Reviews

“They kept calling to provide updates until the issue I experienced during my motor insurance process was resolved. They are truly a solution-oriented team.”

B****** Ö*****

“I received a response to my cancellation request within a short time, and the refund was processed immediately. I would like to thank the team involved.”

S**** G****

“Following the expert assessment, my payment was made on time. Thank you, HDI Participation Insurance.”

Ö*** K*****

“They quickly resolved all processes related to my damage claim file. Customer service closely monitored the entire process.”

M**** U***

“Thank you for the prompt response and your attention.”

K**** A*******

"My complaint was resolved quickly; thank you."

Ç**** A****