What is Super Casco?

 

Super Casco is a specialized insurance product that secures your vehicle with coverage far exceeding that of standard auto insurance. In addition to risks such as collision, theft, natural disasters, and fire, it protects both you and your vehicle through services including minor repairs, a replacement vehicle, key loss coverage, and 24/7 roadside assistance.

Süper Kasko Sigortası Nedir?

While protecting your vehicle with extensive coverage, Super Casco also offers advantages such as minor repairs, key loss coverage, and roadside assistance support.

Collision (being struck by or striking another object), overturning, falling, rolling, fire, theft, and malicious acts

Strikes, lockouts, civil commotion, public unrest, and acts of terrorism

Earthquakes and natural disasters

Floods and inundation

Damage (excluding fire) caused by contact with cigarettes or similar substances

Damage incurred while the vehicle is being towed by unauthorized persons

Theft of the vehicle using the original key

Rodent damage coverage

Betterment (New-for-Old) Coverage

While protecting your vehicle with extensive coverage, Super Casco also offers advantages such as minor repairs, key loss coverage, and roadside assistance support.

Replacement Rental Vehicle Coverage

Does your vehicle need to stay in the service center for an extended period after an accident? Don't worry. If you utilize our Rapid Support Services, we will provide you with a replacement vehicle to use throughout the repair process.

HDI Participation Minor Repair Service

We are by your side for any minor damages that may occur throughout the year. Moreover, utilizing our Minor Repair Service will not affect your No-Claims Bonus tier.

No-Claims Bonus Tier Remains Unaffected

Your no-claims bonus tier remains unaffected in the event of mishaps that may occur once a year—such as broken windows, headlights, or mirrors; lost keys; or the theft of personal belongings. Furthermore, your no-claims discount remains intact for the first claim processed through our Rapid Support Services.

Key Loss Coverage

If your vehicle's keys are lost or stolen, we cover the costs for key duplication, alarm assembly, immobilizer reprogramming, and the replacement of the ignition  lock set.

Personal Belongings Coverage

Personal items kept inside your vehicle are protected, subject to specific terms and conditions.

"Key-in-Hand" Value Coverage

In the event that your vehicle is stolen or damaged beyond repair, a compensation payment is issued based on the vehicle's specific make, model, type, and accessory specifications.

Optional Financial Liability Coverage

In the event of a traffic accident, any damages exceeding the limits of your mandatory traffic insurance policy are covered by HDI Katılım, up to the specific limit stated in your policy.

Personal Accident (Seat) Coverage

This coverage activates in the event of death or permanent disability resulting from an accident involving your vehicle. Upon request, it also covers your medical treatment expenses.

Accessory Coverage

Your vehicle's original factory-installed accessories are covered under this policy. Additionally, any aftermarket accessories you have installed can be evaluated and included in your policy coverage.

No Depreciation Deductions

During damage repairs, parts are replaced with new ones, and compensation is calculated based on your vehicle's current market value.

International Coverage

Your vehicle remains protected under the terms of this policy even when traveling outside of Türkiye.

Loss of Utility Revenue

Any loss of income incurred during the period you are unable to use your vehicle due to damage is covered, subject to the limits specified in the policy.

Explosive and Flammable Substances

Hazardous materials transported in your vehicle with the necessary permits are also included within the scope of coverage.

Domestic Carrier's Liability Insurance

In the event that your cargo-carrying vehicle sustains damage, the goods you are transporting may also be safeguarded under this coverage.

Contracted Service Centers

Thanks to our Rapid Support Centers located across Türkiye—as well as any contracted service center of your choice—your vehicle is taken in for repairs without delay.

Super Casco Benefits

24/7 Assistance and Replacement Vehicle Service

Super Extended Casco never leaves you or your vehicle stranded, offering 24/7 assistance services that include a replacement vehicle, towing, recovery, emergency medical intervention, and ambulance services.

Comprehensive Protection with a Wide Range of Coverage

Your vehicle remains secure not only against fundamental risks—such as collision, overturning, and theft—but also against a broad spectrum of risks, including natural disasters, acts of terrorism, strikes, lockouts, flooding, and damage caused by rodents.

Instant Purchase

Insuring your vehicle takes just a few minutes. Purchase your policy right now by calling our 24/7 service line at 0850 222 7 434!

180+ Rapid Support Centers

In the event of a damage: Access to over 1,800 contracted service centers, more than 200 Rapid Support Centers within the HDI network, and 6+ Rapid Support Stations.

Frequently Asked Questions

What is Super Extended Casco?

It offers vehicle owners a much more comprehensive level of protection, extending far beyond standard motor insurance policies. While safeguarding your vehicle against all potential risks, it expands its scope through additional coverages such as financial and bodily injury liabilities to third parties, natural disasters, acts of terrorism, minor repair services, roadside assistance, and 24/7 support. Furthermore, individual accident coverage for occupants and protection against the loss of personal belongings kept within the vehicle are also included. With optional coverage choices—such as Voluntary Financial Liability (VFL) and Replacement Vehicle services—it delivers a robust and highly customizable motor insurance solution.

What Does Super Extended Casco Cover?

To ensure your vehicle is protected in the most comprehensive manner possible, Super Extended Casco offers the following coverages:

  • Impact and Collision
  • Theft or Fire
  • Strikes, Lockouts, Riots, Civil Commotion, and Acts of Terrorism
  • Floods and Water Damage
  • Earthquakes and Other Natural Disasters
  • Unauthorized Towing and Towing-Related Damages
  • Key Loss Coverage
  • Appreciation Coverage
  • Rodent Damage Coverage
  • Voluntary Financial Liability (VFL)
  • Legal Protection
  • Individual Accident Coverage for Occupants
  • Non-Fire Damages Caused by Cigarettes or Similar Substances
  • Market Value Protection
  • 24/7 Roadside Assistance
  • International Coverage
  • HDI Minor Repair Services
  • Accessory Coverage
  • Personal Belongings Coverage
  • "Key-in-Hand" Coverage
  • Emergency Medical Intervention and Ambulance Services

How Do I Purchase Super Extended Casco?

You can easily purchase Super Casco from any of our insurance agencies. You can find the agency nearest to you right now by calling our Easy Line at 0850 222 7 434 or by visiting our "Find the Nearest Agency" page! All you need to apply is the vehicle owner's information and the license plate number!

Customer Reviews

“They kept calling to provide updates until the issue I experienced during my motor insurance process was resolved. They are truly a solution-oriented team.”

B****** Ö*****

“I received a response to my cancellation request within a short time, and the refund was processed immediately. I would like to thank the team involved.”

S**** G****

“Following the expert assessment, my payment was made on time. Thank you, HDI Participation Insurance.”

Ö*** K*****

“They quickly resolved all processes related to my damage claim file. Customer service closely monitored the entire process.”

M**** U***

“Thank you for the prompt response and your attention.”

K**** A*******

"My complaint was resolved quickly; thank you."

Ç**** A****