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Liability Insurance

Liability Insurance

No panic in unexpected risks, Liability Insurance is there for you.

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What is Liability Insurance?

 

Liability insurance protects the insured against material and bodily harm caused by negligence that may befall their employees registered on the Social Security Institution (SGK) payroll or third parties. Under this insurance, the necessary coverage is provided for potential material and physical damages, offering financial support to the insured. The coverage of different types of liability insurance is determined within the scope of the signed policy. In cases where the insured is liable, the damages of those entitled to compensation are covered within the policy limits.

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Coverage

Employer's Liability Insurance

Compensation claims made by employees as a result of negative events such as occupational accidents are covered within the policy limits.

Third Party Liability Insurance

This is a type of liability insurance that applies in the event of an accident at the workplace resulting in the death, injury, or deterioration of health of third parties. This liability insurance provides coverage for compensation claims that may be filed by third parties in the event of material or moral damages to them.

Product Liability Insurance

This insurance provides coverage for reasonable expenses and the terms agreed upon in the policy for compensation claims arising from defective products within the scope of your employment contracts.

Private Security Financial Liability Insurance

This liability insurance, applicable to private security guards, covers lawsuits and compensation claims that may arise from damages caused to third parties during their duties.

Hazardous Materials Mandatory Liability Insurance

This is a liability insurance that covers damages resulting from the use of flammable, explosive, or combustible materials at the workplace. This insurance is mandatory for professional activities involving the use of these materials.

Advantages of Liability Insurance

Secures Your Products

Claims for compensation arising from defects in the products covered by the policy and resulting in bodily or material damage to third parties are covered within the policy limits.

Secures Employer Rights

Compensation claims that employees may demand from you or through the Social Security Institution (SGK) as a result of accidents that may occur in the workplace are covered under Liability Insurance.

Provides Protection Against Risks

It provides coverage for the insured against compensation claims that may be filed against you as a result of accidents or similar situations that may occur to third parties while working in the workplace.

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Frequently Asked Questions

What is Liability Insurance?

Liability insurance is a type of insurance offered to prevent employers from incurring financial losses due to uncertainties arising from business operations, work accidents, damage to commercial products, or negative situations arising from professional activities. Damages incurred under this scope are covered by the insurance company within the framework of the policy provisions. Liability insurance is not only for businesses but can also be used individually and is preferred by many professional groups.

What are Mandatory Liability Insurances?

As HDI Participation Insurance, we offer hazardous materials mandatory liability insurance coverage within the scope of mandatory liability insurances.

What are the General Terms and Conditions of Product Liability Insurance?

The general terms and conditions of product liability insurance cover problems arising from product development errors, manufacturing defects, labeling errors, and product inspection errors. For more comprehensive coverage, you can also review our Advantageous Liability Package Insurances.

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Customer Reviews

“They kept calling to provide updates until the issue I experienced during my motor insurance process was resolved. They are truly a solution-oriented team.”

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“I received a response to my cancellation request within a short time, and the refund was processed immediately. I would like to thank the team involved.”

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“Following the expert assessment, my payment was made on time. Thank you, HDI Participation Insurance.”

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